Calculate the cash value of your unused PTO at termination based on your accrual balance and hourly rate.
📅 Última actualización: Junio 2026·✅ Revisado por especialistas en derecho laboral·🔒 Sin registro · 100% gratuito
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🏖️PTO Payout Calculator
$
Used to verify your accrual to date
✓ Your Estimated Result
Estimated PTO payout value
$0.00
Based on your accrual balance and pay rate
⚠️ This calculator provides estimates for informational purposes. Actual amounts depend on your specific employment contract, state law, and individual circumstances. Consult an employment attorney for advice specific to your situation.
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When Does Your Employer Have to Pay Out Unused PTO?
Whether your employer is required to pay out unused PTO when you leave depends on your state law and company policy. There is no federal law requiring PTO payout — it's entirely a state-by-state question.
PTO Payout Requirements by State
State
PTO Payout Required?
California
Yes — accrued vacation is earned wages, always paid out
Colorado
Yes — since 2022, accrued PTO must be paid at separation
Illinois
Yes — if policy doesn't explicitly forfeit, must pay out
Montana
Yes — accrued vacation generally must be paid
Texas, Florida, Georgia
Depends on employer policy — no state mandate
New York
Depends on employer policy — check your handbook
Frequently Asked Questions
In most states, yes. Employers can have policies that require you to use PTO by year-end or lose it. However, California, Colorado, and a few other states prohibit 'use it or lose it' policies, treating accrued vacation as earned wages that cannot be forfeited.
PTO is typically paid out at your final regular rate of pay. If you received a raise before leaving, your PTO balance is paid at the new higher rate.
Yes. PTO payout is treated as regular wages and subject to federal income tax, Social Security, Medicare, and state income tax — just like your regular paycheck.