Calculate your exact take-home pay after federal income tax, state tax, and FICA withholding.
📅 Última actualización: Junio 2026·✅ Revisado por especialistas en derecho laboral·🔒 Sin registro · 100% gratuito
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💰Paycheck Calculator
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Federal minimum wage: $7.25/hr · Enter your annual salary before taxes
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Estimated net take-home pay
$0.00
After federal, state, and FICA taxes
⚠️ This calculator provides estimates for informational purposes. Actual amounts depend on your specific employment contract, state law, and individual circumstances. Consult an employment attorney for advice specific to your situation.
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How to Calculate Your US Paycheck After Taxes
Your gross pay and your take-home pay can differ significantly depending on your state, filing status, and pay frequency. Understanding each deduction helps you verify your employer's calculations and plan your finances accurately.
Federal income tax uses a progressive bracket system. In 2025, the brackets range from 10% (income up to $11,925 for single filers) to 37% (income over $626,350). FICA taxes are mandatory: 6.2% Social Security on the first $176,100 of wages, and 1.45% Medicare on all wages.
2025 FICA Tax Rates
Tax
Employee Rate
Wage Base
Social Security
6.2%
$176,100
Medicare
1.45%
No limit
Additional Medicare
0.9%
Income over $200,000
States with No Income Tax (2025)
Nine states have no state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. If you live in one of these states, your take-home pay will be significantly higher than in high-tax states like California or New York.
Frequently Asked Questions
The US uses a progressive tax system with 7 brackets: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. You only pay the higher rate on income within that bracket, not your entire income. Your effective rate is typically lower than your marginal rate.
Social Security tax is 6.2% of your gross wages, up to the 2025 wage base of $176,100. Once you earn more than that in a calendar year, you stop paying Social Security tax for the rest of the year.
Yes. Contributions to 401(k), HSA, FSA, and some health insurance premiums are pre-tax deductions that reduce your taxable income, lowering the amount of federal and state tax you owe.